Treating people differently based on race, sex, religion or any other distinguishing characteristic is frowned upon by our society. In many cases it is actually illegal. With this in mind I would like to draw your attention to a blatant and unfair discrimination that is widely accepted.
As a 16 year old boy my mother threatened me with having to pay for my own car insurance. I called up a company looking for a quote and they told me that to be insured on an 8 year old Honda hatchback I would have to pay $128 a month. I talked to a 27 year old man that I knew who had a Fiero made in the same year as the Honda. He said he paid $16 a month for his insurance. I was stunned. I asked many people why I would be required to pay so much. The answer always came back that it was because I was male and under the age of 25. I hadn’t had an accident and had been a safe driver. The vast majority of accidents that I have seen or heard of have involved young girls in their teens or 20’s, but I was told that males under 25 had the highest number of accidents. That could still be true, but most of my experience has been otherwise. The real point is, what if insurance companies said, “Oh you’re Asian or Jewish or black and you have the highest chance of being in an accident so we will charge you more.” (I am not saying Asians, Jews or black people are bad drivers, they are just random examples.) That would not be a policy for very long if they tried it. So why can they get away with saying that males under 25 must pay more. It is discrimination and it is wrong. I could not control the fact that I was born a male and that I was born in a certain year. If I had caused an accident I could see my rate going up but not just for being a young man. I can also see the fact that they can choose to charge whatever they want as it is their business, but I still don’t like it.
Well, I don’t really have much to complain about as I really didn’t pay for insurance much before I was 25. My name is the same as my fathers so I was always listed on the insurance and I just didn’t have any on my red Cherokee for a few years which saved me a ton of cash. Now that I have a brand new Jeep I pay around $75 a month for two people to have full coverage. It is still a waste of money, as most insurance is, but it is a much better value for the waste.
Much better value for the waste? Tell that to the insurance people. The CEOs would fall under really hard times without support from little people like us. Think about the wealthy people, why don’t ya?